With property prices as hot as they are at present buyers may be borrowing more than they can afford. People are stretching themselves to get their foot in the door or to secure their dream property. One way a borrower can buy a property above their budget is to use lender’s mortgage insurance. Vanessa discusses the pros and cons of using lender’s mortgage insurance. She gives great tips and ideas about which scenarios are appropriate to use lender’s mortgage insurance and which aren’t. Vanessa explains the realities of using lender’s mortgage insurance and gives the viewer plenty to think about when they are looking for their next property.